Title Insurance Closer/processor

Job Purpose:

Completes real estate escrow transactions by determining requirements; clearing titles; assembling, preparing, and reviewing closing documents; disbursing funds.

Duties:

* Determines escrow requirements by studying and clarifying buyer, seller, and lender instructions.

* Obtains clear title by ordering title reports; resolving title defects; satisfying existing liens and encumbrances against property or principals.

* Establishes escrow account by depositing funds; maintaining records.

* Prepares transaction documents by completing forms and statements; collecting and reviewing existing documents.

* Completes calculations by prorating taxes and interest.

* Closely reviews lender instructions, is familiar with seller concessions and can work through a file to obtain funding from the lender.

* Completes closing transaction documents by assembling documents; reviewing papers with parties; explaining provisions and procedures; answering questions; checking documents for completeness and accuracy; obtaining signatures.

* Completes closing by recording and filing documents; preparing and distributing final closing statements and title.

* Closes escrow account by disbursing funds.

* Complies with regulatory requirements by adhering, and enforcing adherence, to requirements.

* Updates job knowledge by participating in educational opportunities; reading professional publications; maintaining personal networks; participating in professional organizations.

* Enhances organization reputation by accepting ownership for accomplishing new and different requests; exploring opportunities to add value to job accomplishments.

* Must have an outgoing personality and be able to multi-task and work through stressful situations and maintain a friendly composure.

Skills/Qualifications:

Financial Skills, Documentation Skills, Verbal Communication, Customer Service, Closing Skills, Confidentiality, Tax, Prospecting Skills, Selling to Customer Needs, Motivation for Sales, Meeting Sales Goals