Underwriter II

Health Net, Inc. (NYSE: HNT) is among the nation’s largest publicly traded managed health care companies.  Health Net’s mission is to help people be healthy, secure and comfortable.  The company’s POS, HMO, insured PPO, behavioral health and government contracts subsidiaries provide health benefits to more than 7 million individuals.  For more information on Health Net, Inc., please visit the company’s Web site at www.healthnet.com  JOB SUMMARY:   The Underwriter II reports to the Manager of Underwriting and is responsible for the support, development and production of the employer Middle Market and SPA account reports. This position also develops the Executive Summary for Middle Market accounts as well as larger SPA accounts. The Reporting Underwriter is responsible for the production and analysis of ad hoc reporting for their specific book of business and as needed for other team members’ accounts. This position works closely with the Underwriters, Sales and Medical Management and on occasion meets with external clients (employer groups) and consultants to present utilization reports. Provides Underwriting services to small groups (under 100 contracts) by performing quoting and renewal rate calculations. Provides assistance with producing Guardian reports when needed. ESSENTIAL DUTIES AND RESPONSIBILITIES: Provides internal and external analytical services in support of the annual, quarterly and monthly reports due to our customers. In addition, supports Sales and Marketing efforts by producing and analyzing basic employer specific utilization reports to provide sales and groups with specific benefit recommendations to address high utilization when identified in the group’s claim data. Tests, develops, designs, analyzes, implements and manages the employer group reports. Ensures data integrity of the employer reporting packages or ad hoc reports. Participates in special projects related to the department as outlined by department management. Gathers and examines appropriate documentation and data required to calculate and produce rate quotes, renewals, and rate renewal packages using IRMA reports and queries. Produces quote and renewal rates for groups with less than 100 contracts, employing underwriting judgment and ensuring compliance with underwriting regulations and current rate filings. Takes this information and constructs final renewal rate packages and reports financial findings to the Sales department in a precise and easily understandable format. Makes independent renewal decision in accordance with underwriting authority limit guidelines.REQUIREMENTS:  Education:  Certification/License:   Experience:  Minimum three years experience in data reporting and analysis in an HMO setting is required. Knowledge, Skills & Abilities:  Strong written and oral communication skills are essential. Ability to work effectively both independently and as part of a team. Knowledge of data warehousing and system querying capabilities as well as excellent PC application skills required. Strong analytical skills.OR Any combination of academic education, professional training or work experience, which demonstrates the ability to perform the duties of the position. Health Net, Inc. supports a drug-free work environment and requires pre-employment background and drug screening. Health Net and its subsidiaries are an Equal opportunity/Affirmative Action Employer M/F/V/D.